Texas Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in Texas with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Dallas, Houston, Austin, San Antonio, and all Texas counties.

50K+ Texans Enrolled
25+ Texas Carriers
254 Counties Served

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Texas Health Insurance Marketplace Overview

Texas uses the federal Health Insurance Marketplace (Healthcare.gov) for ACA plan enrollment. With over 29 million residents, Texas has one of the largest uninsured populations in the country, making affordable health insurance options crucial for Texas families.

Major Texas Cities We Serve

  • Houston Health Insurance
  • Dallas Health Insurance
  • Austin Health Insurance
  • San Antonio Health Insurance
  • Fort Worth Health Insurance
  • El Paso Health Insurance

Texas Insurance Carriers

  • Blue Cross Blue Shield of Texas
  • Ambetter from Superior HealthPlan
  • Oscar Health
  • Molina Healthcare
  • Friday Health Plans
  • And more regional carriers

Trusted by Texas Families

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HIPAA Compliant
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Texas Health Insurance FAQs

What's the average cost of health insurance in Texas?

The average cost of ACA marketplace health insurance in Texas varies by age, income, and household size. Most Texas residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does Texas use Healthcare.gov or its own marketplace?

Yes, Texas residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available Texas health insurance plans.

Which insurance carriers offer ACA plans in Texas?

Texas residents can access ACA health insurance plans from major carriers including Blue Cross Blue Shield of Texas, Ambetter, Oscar Health, Molina Healthcare, and others. Coverage varies across Texas's 254 counties.

What income qualifies for subsidies in Texas?

Texas residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in Texas if I have pre-existing conditions?

Yes, all ACA marketplace plans in Texas must cover pre-existing conditions without charging higher premiums. This includes coverage in Houston, Dallas, Austin, San Antonio, and all Texas cities.