South Carolina Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in South Carolina with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Charleston, Columbia, North Charleston, Mount Pleasant, and all South Carolina counties.

13K+ South Carolinians Enrolled
9+ South Carolina Carriers
46 Counties Served

Get Your South Carolina Quote

Instant results in under 30 seconds

South Carolina Health Insurance Marketplace Overview

South Carolina uses the federal Health Insurance Marketplace (Healthcare.gov) for ACA plan enrollment. With over 5.2 million residents, South Carolina has not expanded Medicaid, making marketplace plans with premium tax credits essential for affordable coverage options.

Major South Carolina Cities We Serve

  • Charleston Health Insurance
  • Columbia Health Insurance
  • North Charleston Health Insurance
  • Mount Pleasant Health Insurance
  • Rock Hill Health Insurance
  • Greenville Health Insurance

South Carolina Insurance Carriers

  • Blue Cross Blue Shield of South Carolina
  • Ambetter from Absolute Total Care
  • Molina Healthcare
  • Oscar Health
  • Cigna Healthcare
  • And more regional carriers

Trusted by South Carolina Families

Licensed in South Carolina
HIPAA Compliant
A+ BBB Rating

South Carolina Health Insurance FAQs

What's the average cost of health insurance in South Carolina?

The average cost of ACA marketplace health insurance in South Carolina varies by age, income, and household size. Most South Carolina residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does South Carolina use Healthcare.gov or its own marketplace?

Yes, South Carolina residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available South Carolina health insurance plans.

Which insurance carriers offer ACA plans in South Carolina?

South Carolina residents can access ACA health insurance plans from major carriers including Blue Cross Blue Shield of South Carolina, Ambetter, and others. Coverage varies across South Carolina's 46 counties.

What income qualifies for subsidies in South Carolina?

South Carolina residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in South Carolina if I have pre-existing conditions?

Yes, all ACA marketplace plans in South Carolina must cover pre-existing conditions without charging higher premiums. This includes coverage in Columbia, Charleston, North Charleston, Greenville, and all South Carolina cities.