Tennessee Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in Tennessee with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Nashville, Memphis, Knoxville, Chattanooga, and all Tennessee counties.

20K+ Tennesseans Enrolled
8+ Tennessee Carriers
95 Counties Served

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Tennessee Health Insurance Marketplace Overview

Tennessee uses the federal Health Insurance Marketplace (Healthcare.gov) for ACA plan enrollment. With over 6.9 million residents, Tennessee has not expanded Medicaid, making marketplace plans crucial for affordable coverage options throughout the state.

Major Tennessee Cities We Serve

  • Nashville Health Insurance
  • Memphis Health Insurance
  • Knoxville Health Insurance
  • Chattanooga Health Insurance
  • Clarksville Health Insurance
  • Murfreesboro Health Insurance

Tennessee Insurance Carriers

  • BlueCross BlueShield of Tennessee
  • Cigna Healthcare
  • Ambetter from TennCare Select
  • Oscar Health
  • Bright Health
  • And more regional carriers

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Tennessee Health Insurance FAQs

What's the average cost of health insurance in Tennessee?

The average cost of ACA marketplace health insurance in Tennessee varies by age, income, and household size. Most Tennessee residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does Tennessee use Healthcare.gov or its own marketplace?

Yes, Tennessee residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available Tennessee health insurance plans.

Which insurance carriers offer ACA plans in Tennessee?

Tennessee residents can access ACA health insurance plans from major carriers including Blue Cross Blue Shield of Tennessee, Ambetter, Oscar Health, and others. Coverage varies across Tennessee's 95 counties.

What income qualifies for subsidies in Tennessee?

Tennessee residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in Tennessee if I have pre-existing conditions?

Yes, all ACA marketplace plans in Tennessee must cover pre-existing conditions without charging higher premiums. This includes coverage in Nashville, Memphis, Knoxville, Chattanooga, and all Tennessee cities.