Montana Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in Montana with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Billings, Missoula, Great Falls, Bozeman, and all Montana counties.

3K+ Montanans Enrolled
5+ Montana Carriers
56 Counties Served

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Montana Health Insurance Marketplace Overview

Montana uses the federal Health Insurance Marketplace (Healthcare.gov) for ACA plan enrollment. With expanded Medicaid and over 1.1 million residents, Montana offers comprehensive health insurance options with competitive pricing across both urban and rural areas.

Major Montana Cities We Serve

  • Billings Health Insurance
  • Missoula Health Insurance
  • Great Falls Health Insurance
  • Bozeman Health Insurance
  • Butte Health Insurance
  • Helena Health Insurance

Montana Insurance Carriers

  • Blue Cross Blue Shield of Montana
  • PacificSource Health Plans
  • Allegiance Benefit Plan Management
  • Mountain Health CO-OP
  • Cigna Healthcare
  • And more regional carriers

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Montana Health Insurance FAQs

What's the average cost of health insurance in Montana?

The average cost of ACA marketplace health insurance in Montana varies by age, income, and household size. Most Montana residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does Montana use Healthcare.gov or its own marketplace?

Yes, Montana residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available Montana health insurance plans.

Which insurance carriers offer ACA plans in Montana?

Montana residents can access ACA health insurance plans from major carriers including Blue Cross Blue Shield of Montana, PacificSource, and others. Coverage varies across Montana's 56 counties.

What income qualifies for subsidies in Montana?

Montana residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in Montana if I have pre-existing conditions?

Yes, all ACA marketplace plans in Montana must cover pre-existing conditions without charging higher premiums. This includes coverage in Billings, Missoula, Great Falls, Bozeman, and all Montana cities.