Michigan Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in Michigan with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Detroit, Grand Rapids, Warren, Sterling Heights, and all Michigan counties.

22K+ Michiganders Enrolled
14+ Michigan Carriers
83 Counties Served

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Michigan Health Insurance Marketplace Overview

Michigan uses the federal Health Insurance Marketplace (Healthcare.gov) for ACA plan enrollment. With expanded Medicaid and nearly 10 million residents, Michigan offers comprehensive health insurance options with competitive pricing and strong carrier participation across the state.

Major Michigan Cities We Serve

  • Detroit Health Insurance
  • Grand Rapids Health Insurance
  • Warren Health Insurance
  • Sterling Heights Health Insurance
  • Lansing Health Insurance
  • Ann Arbor Health Insurance

Michigan Insurance Carriers

  • Blue Cross Blue Shield of Michigan
  • Molina Healthcare
  • Priority Health
  • Oscar Health
  • HAP (Health Alliance Plan)
  • And more regional carriers

Trusted by Michigan Families

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HIPAA Compliant
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Michigan Health Insurance FAQs

What's the average cost of health insurance in Michigan?

The average cost of ACA marketplace health insurance in Michigan varies by age, income, and household size. Most Michigan residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does Michigan use Healthcare.gov or its own marketplace?

Yes, Michigan residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available Michigan health insurance plans.

Which insurance carriers offer ACA plans in Michigan?

Michigan residents can access ACA health insurance plans from major carriers including Blue Cross Blue Shield of Michigan, Priority Health, Molina Healthcare, and others. Coverage varies across Michigan's 83 counties.

What income qualifies for subsidies in Michigan?

Michigan residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in Michigan if I have pre-existing conditions?

Yes, all ACA marketplace plans in Michigan must cover pre-existing conditions without charging higher premiums. This includes coverage in Detroit, Grand Rapids, Warren, Sterling Heights, and all Michigan cities.