Illinois Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in Illinois with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Chicago, Aurora, Peoria, Rockford, and all Illinois counties.

30K+ Illinoisans Enrolled
18+ Illinois Carriers
102 Counties Served

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Illinois Health Insurance Marketplace Overview

Illinois operates its own state-based Health Insurance Marketplace called Get Covered Illinois. With expanded Medicaid and robust carrier participation, Illinois residents have comprehensive health insurance options with competitive pricing and extensive provider networks.

Major Illinois Cities We Serve

  • Chicago Health Insurance
  • Aurora Health Insurance
  • Peoria Health Insurance
  • Rockford Health Insurance
  • Joliet Health Insurance
  • Naperville Health Insurance

Illinois Insurance Carriers

  • Blue Cross Blue Shield of Illinois
  • Ambetter from IlliniCare Health
  • Cigna Healthcare
  • Molina Healthcare
  • Oscar Health
  • And more regional carriers

Trusted by Illinois Families

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Illinois Health Insurance FAQs

What's the average cost of health insurance in Illinois?

The average cost of ACA marketplace health insurance in Illinois varies by age, income, and household size. Most Illinois residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does Illinois use Healthcare.gov or its own marketplace?

Yes, Illinois residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available Illinois health insurance plans.

Which insurance carriers offer ACA plans in Illinois?

Illinois residents can access ACA health insurance plans from major carriers including Blue Cross Blue Shield of Illinois, Ambetter, Oscar Health, and others. Coverage varies across Illinois's 102 counties.

What income qualifies for subsidies in Illinois?

Illinois residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in Illinois if I have pre-existing conditions?

Yes, all ACA marketplace plans in Illinois must cover pre-existing conditions without charging higher premiums. This includes coverage in Chicago, Aurora, Rockford, Joliet, and all Illinois cities.