Florida Health Insurance Quotes - Compare ACA & Marketplace Plans

Find affordable health insurance in Florida with instant quotes from top-rated carriers. Compare ACA and Marketplace plans, check for subsidies, and enroll online in minutes. Serving Miami, Tampa, Orlando, Jacksonville, and all Florida counties.

40K+ Floridians Enrolled
20+ Florida Carriers
67 Counties Served

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Florida Health Insurance Marketplace Overview

Florida uses the federal Health Insurance Marketplace (Healthcare.gov) for ACA plan enrollment. With over 22 million residents and a large retiree population, Florida offers diverse health insurance options to meet varying healthcare needs across the state.

Major Florida Cities We Serve

  • Miami Health Insurance
  • Tampa Health Insurance
  • Orlando Health Insurance
  • Jacksonville Health Insurance
  • Fort Lauderdale Health Insurance
  • St. Petersburg Health Insurance

Florida Insurance Carriers

  • Florida Blue
  • Ambetter from Sunshine Health
  • Molina Healthcare
  • Oscar Health
  • Cigna Healthcare
  • And more regional carriers

Florida Health Insurance FAQs

What's the average cost of health insurance in Florida?

The average cost of ACA marketplace health insurance in Florida varies by age, income, and household size. Most Florida residents qualify for premium tax credits that significantly reduce monthly costs. Our quote tool shows your exact subsidized rates instantly.

Does Florida use Healthcare.gov or its own marketplace?

Yes, Florida residents enroll in ACA plans through Healthcare.gov, the federal marketplace. Our form connects directly to Healthcare.gov for instant quotes and enrollment in all available Florida health insurance plans.

Which insurance carriers offer ACA plans in Florida?

Florida residents can access ACA health insurance plans from major carriers including Florida Blue, Ambetter, Molina Healthcare, Oscar Health, and others. Coverage varies by county across Florida's 67 counties.

What income qualifies for subsidies in Florida?

Florida residents with household incomes between 100% and 400% of the Federal Poverty Level qualify for premium tax credits. For 2025, this ranges from about $15,060 to $60,240 for individuals. Learn more about how our process works.

Can I get health insurance in Florida if I have pre-existing conditions?

Yes, all ACA marketplace plans in Florida must cover pre-existing conditions without charging higher premiums. This includes coverage in Miami, Tampa, Orlando, Jacksonville, and all Florida cities.