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Terms of Use

Effective Date: January 1, 2026

By accessing and using healthmarketquote.com ("the Site"), you agree to the following terms and conditions. If you do not agree, please do not use the Site.

About This Site

Health Market Quote is operated by Alexander Garcia (NPN #21185275), a licensed insurance agent in the state of Florida. This website provides information about Affordable Care Act (ACA) Marketplace health insurance plans and connects consumers with licensed agents for free enrollment assistance.

Not Government Affiliated

This website is not affiliated with, endorsed by, or connected to the federal government, the Centers for Medicare & Medicaid Services (CMS), or HealthCare.gov. We are a private, licensed insurance agency.

No Guarantee of Coverage or Savings

The information on this Site, including estimated savings and plan availability, is provided for informational purposes only. Actual plan options, premiums, subsidies, and eligibility depend on your individual circumstances and are determined by the Health Insurance Marketplace. We do not guarantee any specific savings, coverage, or enrollment outcome.

Free Service

Our enrollment assistance is provided at no cost to you. Licensed agents are compensated by insurance carriers, not by consumers.

Accuracy of Information

While we strive to keep information on this Site accurate and up to date, we make no warranties or representations regarding the completeness, accuracy, or reliability of any content. Plan details, subsidy amounts, and enrollment deadlines are subject to change.

Limitation of Liability

Health Market Quote and its agents shall not be liable for any damages arising from your use of this Site or reliance on any information provided. Your use of the Site is at your own risk.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of those sites.

Changes to These Terms

We reserve the right to update these Terms of Use at any time. Continued use of the Site after changes constitutes acceptance of the updated terms.

Contact Us

If you have questions about these Terms, please call us at (855) 459-0174.